Mr. Davis’ recent highlights have included advising:

• A number of central banks and governments on drafting substantial financial services, market infrastructure, payments, and fintech legislation
• A broad range of global investment banks, market infrastructure providers, and technology companies on structuring innovative and efficient technology platforms and/or products, including through the use of blockchain technology, covering areas such as clearing and settlement, netting, and the tokenisation and digitisation of products
• A national payment system operator on its establishment of a new retail payment system
• A number of global technology, payments, and media companies on regulatory implications of launching stablecoins
• eToro on the structuring and launch of eToro Digital Assets, an innovative platform for the tokenisation of assets
• Nivaura on structuring its regulated custody and issuance platform for the tokenisation of equity, a deal which was highly commended by the FT Innovative Lawyers Awards
• The World Economic Forum on its blockchain initiatives as part of its Centre for the Fourth Industrial Revolution
• A broad range of global cryptocurrency exchanges on their compliance with regulatory requirements
• A range of payment institutions on compliance with payments regulations, including PSD2, SEPA, Wire Transfer Regulations, and AML/KYC requirements
• A leading Chinese technology company on the expansion of its payments business into Europe
• A number of financial institutions on the regulatory implications of establishing trading venues or systematic internalisers in the EU
• A peer-to-peer lending platform on its application to the FCA for Part IV permissions and the launch of new products*
• StepEx Limited on the structuring and launch of its innovative student finance platform, including its successful application to the FCA for for Part IV permissions
• A broad range of clients on their implementation of post-financial crisis regulatory reform measures, including MiFID II, MAR, EMIR, CASS, AIFMD, Benchmark Regulation, consumer credit, payments, and mortgage reform
• A number of international banks and broker-dealers on the impact of Brexit on their businesses and developing contingency plans for the potential restructuring of their EU operations*
• A leading investment bank on its implementation of the PS14/9 changes to the CASS rules*
• The group of banks and credit card issuers behind the CPP consumer redress scheme under section 404F(7) of FSMA for mis-sold insurance products, representing the largest consumer redress scheme of its kind involving over seven million customers*
• A leading private bank on redrafting and simplifying its suite of secured and unsecured wholesale and retail ending documentation, including a complex cross-currency Lombard facility*

*Matter handled prior to joining Latham